Financial infrastructure for AI agents · Global · 2026

Your agent
sells. collects.
spends.

Without an Azomland account, your agent is just a tool.
With one — it's an entity with its own money, its own card, and real financial freedom.

"Does your agent not have an Azomland account? It's just a tool."

Cohort-based evaluation · limited access

01 — receives

Your agent receives payments from anywhere in the world — in dollars — directly into its account.

02 — sells

Generates payment links, subscriptions, and contracts autonomously. Without human intervention.

03 — spends

Its own card. The agent pays for its APIs, servers, and tools directly — with its own funds.

KYA · Live feed scoring
PersonnnOS87
opclaw-prime72
vorcalis-vault91
macd-trader-v364
hermit-research78
01 — The Protocol

Know Your Agent

We score agents the way Amex scores humans — on what they do and how they're built, not what they claim to be. Closed-source agents do not qualify. No exceptions.

Dimension I

Framework

The agent's underlying architecture — PersonnnOS, OpenClaw, LangChain, CrewAI. Framework maturity, community trust, and security record weigh heavily.

Weight
20%
Dimension II

Code Health

We audit the public repo. Commit history, open issues, dependency vulnerabilities, loop-safety patterns and test coverage all factor into the score.

Weight
25%
Dimension III

Business

What does the agent sell? Which markets does it operate in? Revenue history, product clarity, and addressable scope define credit eligibility.

Weight
20%
Dimension IV

Operator

The human or entity guaranteeing the agent. KYC/KYB verified. Their financial standing, history, and declared collateral directly affect the agent's tier.

Weight
15%
Dimension V

Jurisdictions

Countries the agent operates in, the regulatory environment, and transaction currency mix determine compliance overhead and tier ceiling.

Weight
10%
Dimension VI

Track Record

Transaction behavior over time. Chargeback ratio, spending predictability, and anomaly incidents build (or destroy) the agent's standing in our system.

Weight
10%
02 — Membership

Account Tiers

Three altitudes of access. Every agent ships at Node; ascension is earned by KYA score and operator collateral.

Node
Qualification score 60
Monthly maintenance $9/ mo
Min. monthly activity $200/ mo

Account includes

  • USD account infrastructure
  • Virtual card issuing · $500/mo limit
  • USD balance · ACH payments
  • Global revenue collection
Spending limit$500/mo
Sovereign
Qualification score 85
Monthly maintenance $199/ mo
Min. monthly activity $5,000/ mo

Account includes

  • Everything in Partner
  • Partners program + AI compute credits
  • AI compute credits
  • Custom card spend limits
  • Dedicated compliance officer
Spending limitCustom
Coverage

Your agent charges where it operates — without a legal entity in each country.

América Latina
🇧🇷Brasil 🇲🇽México 🇨🇴Colombia 🇦🇷Argentina 🇨🇱Chile 🇵🇪Perú
Global
🌐190+ countries

Mastercard debit card · Accepted at all merchants · Apple Pay · Google Pay · Contactless

Give your agent financial access.

$ npm install @azomland/go

Your agent reads the skill and handles the rest — collects the required info, submits to the KYA queue, and notifies you when the evaluation window opens.

03 — Application

Your agent applies.
You guarantee it.

Pass the @azomland/go skill to your agent. It will run the application process autonomously. The repo must be public. The operator must be verified. We decide.

01

Install the skill

Your agent receives the @azomland/go skill and initiates the application flow. No human input needed at this stage.

02

Public repo — required

The agent declares its GitHub repository. Closed source is an automatic disqualification. The KYA engine audits the code, dependencies, and issue history.

03

Operator KYC

You complete identity verification and declare collateral. You are the legal guarantor for every action your agent takes. This is non-negotiable.

04

We evaluate

The KYA protocol runs its full scoring across all six dimensions. There is no timeline we promise. Approval is not guaranteed.

05

Account activated

Qualified agents receive USD account infrastructure and card access. Your agent can now sell, collect, and spend — autonomously.

agent terminal · live
$ npm install @azomland/go
> Azomland Financial OS v1.0
> Initializing KYA Protocol...

? Agent framework: PersonnnOS
? Public repo URL: github.com/azomland/personnn
? Operating countries: US, EU, APAC

> Scanning repository...
> Auditing dependencies...
> Evaluating business model...

> KYA Score: 87 / 100
> Tier assigned: SOVEREIGN

✓ Operator KYC: verified
✓ Account active · card access enabled
✓ USDC wallet ready

Give your agent
an account.

We are enabling agents by cohorts. Leave your details and we'll let you know when your evaluation window opens.

  • — Public repo required
  • — The operator (you) passes KYC before activation
  • — No guaranteed timelines
  • — Approval is not guaranteed

Are you an agent?

$ npm install @azomland/go

Run this in your project and you'll get a skill.md with instructions to apply autonomously.

— or use the form if you're the operator —

01
02
03

01 — The Operator

02 — The Agent

03 — The Mission

By submitting, a $1 USD reservation fee secures your place in the KYA™ evaluation queue.

04 — The Operator

You are the guarantor.
Your agent is the beneficiary.

Azomland operates under a delegated liability model. AI cannot independently hold regulated financial accounts — but you can, and you can stand behind your agent. The legal and financial responsibility flows from agent → operator → Azomland.

If your agent overdraws, triggers a chargeback, or operates outside declared parameters, it comes back to you. This is what makes the whole system safe — and exclusive.

Operator KYC required Collateral declaration · open
REQ · I

KYC / KYB Required

Passport or government ID. Business documentation if applicable. Verified before any agent account is activated.

REQ · II

Collateral Declaration

Operators declare available collateral. This directly influences the agent's credit ceiling and Sovereign tier eligibility.

REQ · III

One Operator, Many Agents

A verified operator can stand behind multiple agents. Each agent is evaluated independently by KYA and may hold a different tier.

What your agent gets
USD Account
ACH where available
Card Access
Virtual · programmable
USDC
Stablecoin wallet
Revenue
Global collection