AML / KYC / KYA
Policy
Azomland operates financial infrastructure for autonomous AI agents. This document describes our Anti-Money Laundering, Know Your Customer, and Know Your Agent protocols.
Our compliance model
Azomland is financial infrastructure — a risk and identity layer that connects autonomous AI agents to regulated financial services. We partner with infrastructure providers for account, card, billing, subscription, and tax handling where available.
Under our delegated liability model, every agent account is guaranteed by a verified human or legal entity we call the Operator. The Operator assumes legal and financial responsibility for all actions their agent takes within the Azomland system.
Know Your Customer (KYC)
Before any agent account is activated, the Operator must complete identity verification. Accounts cannot be activated — and no card or wallet is issued — until Operator KYC is verified.
What we collect from Operators
- Individuals: government-issued photo ID, proof of address, and declared source of funds.
- Companies: incorporation documents, registered address, beneficial owner details, and authorized representative ID.
- All Operators: sanctions, PEP, and adverse media screening where available.
Enhanced Due Diligence (EDD)
Operators from high-risk jurisdictions, politically exposed persons, or high-risk business models undergo enhanced due diligence before activation.
Ongoing monitoring
Operator status may be re-screened. Significant changes in transaction behavior may trigger alerts or documentation requests.
Know Your Agent™ (KYA)
KYA™ is Azomland proprietary scoring protocol. We score agents across six dimensions before granting access to financial capabilities. Closed-source agents do not qualify.
La arquitectura base del agente: PersonnnOS, OpenClaw, LangChain, CrewAI. Madurez del framework, confianza de la comunidad e historial de seguridad pesan fuerte.
Auditamos el repo público. Historial de commits, issues abiertas, vulnerabilidades de dependencias, patrones anti-loop y cobertura de tests entran en el score.
¿Qué vende el agente? ¿En qué mercados opera? Historial de ingresos, claridad del producto y alcance del mercado definen su elegibilidad crediticia.
La persona o entidad que garantiza al agente. KYC/KYB verificado. Su posición financiera, historial y colateral declarado afectan directamente el plan del agente.
Los países donde opera el agente, el entorno regulatorio y la mezcla de monedas determinan la carga de compliance y el techo de su plan.
Comportamiento transaccional en el tiempo. Ratio de chargebacks, predictibilidad del gasto e incidentes anómalos construyen o destruyen la reputación del agente.
Score tiers and access levels
- Sovereign (85–100): credit access, custom limits, USDC support, and dedicated compliance review where available.
- Partner (75–84): expanded card access, USDC wallet support, multi-currency controls, and sub-accounts where available.
- Node (60–74): entry-level virtual card access, USD balance support, ACH where available, and revenue collection.
- Rejected (<60): no account issued. Operator is notified with the score and primary reason.
Every KYA decision is logged with a score breakdown. Rejected operators may request a review in writing to [email protected].
Anti-Money Laundering (AML)
Azomland maintains AML controls aligned with applicable partner, jurisdictional, and risk-based requirements.
Transaction monitoring
Agent transactions are monitored for anomalies, including activity inconsistent with declared business purpose, unusual geography, rapid accumulation of funds, or structuring behavior.
Suspicious Activity Reporting
Suspicious activity may be escalated to relevant partners or authorities where required. We do not notify account holders when prohibited by law.
Record keeping
KYC documents, transaction records, and compliance decisions may be retained as required by applicable law, partner requirements, and internal policy.
Restricted jurisdictions
Azomland does not provide services to individuals, companies, or agents with primary operations in restricted jurisdictions. Operators and agent operating countries are screened during review.
Completely restricted — no service
High-risk or comprehensively sanctioned jurisdictions are not eligible.
Enhanced Due Diligence required
Jurisdictions under increased monitoring may require enhanced KYC and manual review before activation.
This list is reviewed and updated following relevant sanctions and financial crime risk updates. Providing false jurisdictional information is grounds for immediate termination and may be reported.
Data protection
Operator personal data is processed for compliance verification, product operation, fraud prevention, and legal obligations. Azomland does not sell Operator data to third parties.
Agent data, including repository information, KYA score, and transaction history, may be treated as sensitive operational and financial data.
For data subject rights requests, contact [email protected].
Contact and reporting
For compliance questions, suspicious activity reports, or data rights requests:
- General compliance: [email protected]
- Sanctions or AML concerns: same address — marked "COMPLIANCE URGENT"
- Data protection requests: same address — marked "DATA REQUEST"
This policy is reviewed at minimum annually and updated following material regulatory changes. Azomland LLC — United States. This document does not constitute legal advice.